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  • Para045
    replied
    Originally posted by chew View Post
    Bank valuations vary depending on whether they do curbside or walk through.

    Licenced valuers are usually best.
    Also I reckon bank values are usually lower as they will only value it at what they can flog it off quickly for to get their money whereas RA agents etc will actually value it at a realistic amount given what they believe it will sell for in a reasonable time frame Banks don't want to wait around for their money and will sell houses dirt cheap as long as it covers what they have owing, they don't give a shit if the owner gets anything from it

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  • chew
    replied
    Bank valuations vary depending on whether they do curbside or walk through.

    Licenced valuers are usually best.

    Leave a comment:


  • rgvlee
    replied
    I've had valuations from different banks/valuers on our other properties differ up to around 60k.
    Crazy.

    Leave a comment:


  • XSorXpire
    replied
    All valuations are coming in low Lee.

    Banks are also tightening lending criteria.

    They're making it hard, that's for sure.

    Leave a comment:


  • fetus
    replied
    I always wonder if valuers go off the price of houses recently sold in surrounding streets or the suburb as a whole. I have heard of them being way off and I know my suburb in particular spreads from beach front to quiet undesirable areas, so if valued on the suburb as a whole my house would have significantly lower value than valued on surrounding streets near the beach (3x2 next door sold last year for above perths median house price, but you can get a 4x2 in undesirable bit for under 400k.)

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  • rgvlee
    replied
    Our brand new home was just valued by the bank as we're refinancing everything.
    In a sign of the times 75k under the cost to build and finish.
    Valuer is on drugs.
    It has little impact on what we're doing with our finances, and I have seen wildly different valuations from difference valuers for our other properties, but I thought it was worth noting nonetheless.

    Leave a comment:


  • boeman
    replied
    Originally posted by out_in_front View Post
    Yep - if you live in the city its not too bad - no need to drive to anything, generally just walk or bus in the worst case scenario, pretty much everything on your doorstep. If you are commuting into or out of the city it is a pig.
    It only dawned on me recently that my proximity to the CBD is pointless. All I do in there is socialise occasionally.

    My family and work are based in the region of Scarborough and Doubleview/Wembley Downs. So realistically if I am within 15km I am fine (which I am).

    Carine is actually the ideal area for me should I ever have the cash for it (or Trigg).

    Leave a comment:


  • INTJ
    replied
    Originally posted by fetus View Post
    I think the CBD is great but also there is that much stuff outside of it these days that if you don't work there then there isn't any reason you'd ever have to go. Personally I make a day trip on the train every couple of months to the CBD for a good burger and to take the kid to the museum but since the museum has now shut down it's lost its appeal. Will only really be in the CBD when seeing something at the perth arena for the next 4 years until the museum is back.

    Who's smart idea was it to leave a capital city museum-less for 4 years?
    Same. I only go in if my daughter wants to go on the ferry. Bus, Train & Boat all in 1 day = best dad ever

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  • fetus
    replied
    I think the CBD is great but also there is that much stuff outside of it these days that if you don't work there then there isn't any reason you'd ever have to go. Personally I make a day trip on the train every couple of months to the CBD for a good burger and to take the kid to the museum but since the museum has now shut down it's lost its appeal. Will only really be in the CBD when seeing something at the perth arena for the next 4 years until the museum is back.

    Who's smart idea was it to leave a capital city museum-less for 4 years?

    Leave a comment:


  • GsxInShed
    replied
    Originally posted by agrid View Post
    Commuting to the city is a bastard, with so many Pubs to choose from, but it seems much easier to get a round in these days.
    Fixed.

    Leave a comment:


  • Para045
    replied
    Originally posted by agrid View Post
    but it seems much easier to get around in the CBD these days.
    Fixed

    Leave a comment:


  • agrid
    replied
    Commuting to the city is a bastard, but it seems much easier to get around in these days.

    Leave a comment:


  • out_in_front
    replied
    Yep - if you live in the city its not too bad - no need to drive to anything, generally just walk or bus in the worst case scenario, pretty much everything on your doorstep. If you are commuting into or out of the city it is a pig.

    Leave a comment:


  • Commander Keen
    replied
    Originally posted by Para045 View Post
    Maybe it's just that no one wants to be near the clusterfuck that is the CBD? Shit I wouldn't live near the CBD if the places only cost $50k I hate going anywhere near the CBD if I can help it, sure as shit wouldn't live there and wouldn't take a job anywhere near there
    I quite like living near and working in the CBD. Each to their own.

    Leave a comment:


  • BillyBoof
    replied
    Have a careful look at the build quality if considering buying in Cockburn Central.

    Leave a comment:

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