Hey legends,
i know it's been discussed before, and i've browsed through some old threads but have figured i'd start a new one as i don't think my questions were answered.
so i've had super basic HBF cover since the government started to tax you for not having it (2013 maybe?), i'm 35 now and got married recently, we're looking at buying a house and all this very adult stuff has made me think maybe i should get off tarnished-pewter level of health insurance and get something that will actually help me when i need it.
got the classic family history of various cancers, a bit of diabetes, no heart trouble but my asthma is pretty bad. so figure i need solid hospital cover. i was accepted into the St John Vollies at the start of the year (though, yet to start because of this virus) so i get ambo cover free. i want all the regular goodies: dental, optical, chiro.
but as i'm sure you all know. there's so much goddamn choice out there, it's blinding. even just looking at a single provider, there's dozens of choices...
so i guess the real question i'm asking is: has anyone ever used an insurance broker? i have 2 cars and looked at one when i was renewing, but i actually got a better deal just calling RAC myself. so that kinda scared me off them a little... but i'd bloody love to just talk to someone on the phone and have them tell me the 3 best options.
sidebar. if you're on something fantastic, lemme know.
i have RAC for my car and house contents, so don't mind the idea of keeping with one company. but if you've had a fucking great time (or a shit time) with someone recently, lemme know!
for reference, i pay like $40 a month, which, appears to be absolutely nothing. a quick browse about looking at things i want sees me paying at least double that i think.
i know it's been discussed before, and i've browsed through some old threads but have figured i'd start a new one as i don't think my questions were answered.
so i've had super basic HBF cover since the government started to tax you for not having it (2013 maybe?), i'm 35 now and got married recently, we're looking at buying a house and all this very adult stuff has made me think maybe i should get off tarnished-pewter level of health insurance and get something that will actually help me when i need it.
got the classic family history of various cancers, a bit of diabetes, no heart trouble but my asthma is pretty bad. so figure i need solid hospital cover. i was accepted into the St John Vollies at the start of the year (though, yet to start because of this virus) so i get ambo cover free. i want all the regular goodies: dental, optical, chiro.
but as i'm sure you all know. there's so much goddamn choice out there, it's blinding. even just looking at a single provider, there's dozens of choices...
so i guess the real question i'm asking is: has anyone ever used an insurance broker? i have 2 cars and looked at one when i was renewing, but i actually got a better deal just calling RAC myself. so that kinda scared me off them a little... but i'd bloody love to just talk to someone on the phone and have them tell me the 3 best options.
sidebar. if you're on something fantastic, lemme know.
i have RAC for my car and house contents, so don't mind the idea of keeping with one company. but if you've had a fucking great time (or a shit time) with someone recently, lemme know!
for reference, i pay like $40 a month, which, appears to be absolutely nothing. a quick browse about looking at things i want sees me paying at least double that i think.
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